Why You Should Read the Terms of your Health Insurance


Let's all admit it, Health insurance is not cheap! With the expensive monthly cost, you may be wondering if you really need health insurance. 

People avails insurance because medical emergencies are expensive. If you have an emergency without health insurance, it seems that there's no way out of it.

But the truth is: Health insurance is not a luxury; it is a necessity! Most young people feels that they are safe and healthy and choose to go without it. Do not make this mistake and take the time to find the extra money in your budget to cover your healthcare costs. You'll thank yourself later!

 YGC Corporate Services, Inc

There are many kind of insurance available here in the Philippines. To start, you must find a reputable insurance company. Have a peace of mind and protect your loved ones by getting a plan with YGC (Yuchengco Group of Companies) Corporate Services, Inc, in partnership with Malayan Insurance and Sun Life Grepa Financial. Established in 1999, YGC CSI is tasked to identify and optimize synergy opportunities within YGC. Part of it's key function is the extension services to YGC member companies in the area of Direct and Affinity Marketing.

They offer different Health Protection Plans that are suited to your specific needs and those of your family members. YGC CSI’s Health Protection Plans includes Malayan Family Protect, Malayan Family Protect Elite, Malayan Insurance Family Protect Plus & more. Cash benefits are given for hospital confinement and ICU coverage. There are life and disability benefits as well. If you choose the Card For Life plan, you will have add-on cash benefits for the payment of your annual credit card dues.

According to a research more than 400,000 Filipinos are confined in a hospital each year. Most of them lose income while doing so and struggle to keep up with expenses. Will you be one of them? Malayan's Home Protect Plus provides financial assistance to the insured and/or any member of his family for hospital confinement or surgical expenses incurred due to accident.

Always Read The Terms of Your Health Insurance

Choose the right plan for you and your family. Make sure that you look at what kinds of medical needs your family currently has.

Read and understand your plan. Keep those benefits documents you get when you sign up for your insurance plan handy. They can provide great info on what you'll pay for different types of services, and what the rules of your insurance plan are—like. Following the rules will help you ensure that you get quality care at a significant savings.

Fully use any discounts, programs and benefits. These kind of companies sometimes offer health and wellness programs, including discounts on fitness classes, programs dedicated to help with specific medical conditions, apps to help you track medications and health records, or other perks. Make sure you check your insurance company's website regularly for new benefits.

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